Driving Lessons Gloucester- Black Box Insurance.

I was talking to a friend of mine from Sheffield recently, and the discussion turned, as it often does, to driving. His daughter has recently passed her driving test, and he explained that to reduce her insurance costs, she has had a "black box" fitted to her car. I had some knowledge of these devices, also called telematics, but decided to have a good look at how they operate, and here are my findings. Insurance premiums are very high for young drivers because of the poor accident rate of that age group, so insurance costs can be reduced if the driver can demonstrate to the insurer that he is safe. This is where the "black box" comes in. The boxes are installed in the car, usually behind the dashboard, in a tamper proof position, and will monitor events such as speed, acceleration, braking and cornering and the time of day that the car is used. The information is transmitted back to the insurer and turned into a score. The better the score, the safer the driver, which will lower the insurance premium. If poor driving is identified, the opposite will occur, and the premium will rise. Some insurance companies will email the driver if poor driving is identified, and some companies will put the information on a smart phone app that can be seen by the driver. All of them make the information available online, so that any bad driving can be worked on and rectified. Accident rates in Italy have dropped by 16% where the use of telematics is quite common. So overall these devices seem to be useful in nudging drivers to take fewer risks and to drive more responsibly and can reduce insurance premiums by up to £1000. Must be a good idea all round. Driving Lessons Gloucester.