Accidents
happen! If you are unlucky enough to be involved in a road accident,
there are certain procedures that you have to abide by.
If the accident causes damage or injury to any other person, vehicle, animal or property then you must:
- Stop and remain at the scene of the accident for a reasonable amount of time.
- Provide your
name address and registration details to any person who has reasonable
grounds for asking for them. If the vehicle you were driving is the
property of another person, then you must provide their details too.
- If these
details can't be given at the scene, then you must report the accident
at a police station or to a police officer as soon as is practicable
possible and within 24 hours.
- If another
person is injured you are obliged to produce your car insurance
certificate at the scene of the accident to anyone who has reasonable
grounds to view it. If you are unable to produce your car insurance
certificate at the scene of the accident then you must take it to the
police station you reported the accident to within seven days.
You must abide
by these requirements even if you were not directly involved in the
accident. Failure to do so and you will be committing two criminal
offences - failing to stop and failing to report.
Insurance Procedures:
In order to have a smooth insurance claim it is vital that you do the following:
- Gather as much information as possible at the scene.
- Take photos of the vehicles position, damage, number plates and model.
- The name,
address and telephone number of anyone else involved. If someone not at
the scene owns any vehicle then get his or her details also.
- Details of the other driver's insurance policy - insurance company, whether third party of fully comprehensive, expiry date.
- The contact details of any witnesses.
- Weather and road conditions.
- What the involved vehicles were doing as the accident happened.
Offering Assistance:
If ever you find yourself at the scene of a road accident then follow the golden rule - never put yourself at unnecessary risk. However, if you can safely offer assistance then this is what you should do.
- Make sure YOU are safe. Look after yourself first.
- Switch off engines.
- Absolutely no smoking.
- Call ambulance.
- Remove non injured people.
- Worry less about "noisy" casualties. Concern yourself with the quiet ones. Keep them company and reassure them.
- Don't move casualties unless in danger.
- Use hazard lights and a warning triangle.
First aid skills can be put to use in these situations, but be sure you know what you are doing.
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